Effective Date: [1^st November, 2023]

1. Introduction
The following disclaimer outlines important information regarding the use of SmartCoopHub, a digital platform designed to streamline cooperative management. By accessing and using SmartCoopHub, you acknowledge and agree to the terms and conditions of this disclaimer. Please read this disclaimer carefully.

2. Platform Purpose
SmartCoopHub serves as a cooperative management tool, providing features and functionalities to enhance efficiency, transparency and accessibility for cooperative societies and their members. While we strive for accuracy and reliability, we do not guarantee the completeness or accuracy of the information and services provided.

3. No Professional Advice
Information and services provided by SmartCoopHub do not constitute professional advice. We are not financial advisors, legal consultants or experts in specific fields. Cooperative societies and members should seek independent professional advice when necessary.

4. Accuracy and Reliability
SmartCoopHub makes reasonable efforts to ensure the accuracy and reliability of information and data presented on the platform. However, we cannot guarantee the absence of errors, omissions or inaccuracies.

5. Cooperative Responsibilities
Cooperative societies and their members bear the responsibility of using SmartCoopHub effectively and responsibly. They must ensure the accuracy of the data they provide, manage permissions and adhere to cooperative policies.

6. Platform Changes
SmartCoopHub reserves the right to modify and update the platform, its features and its content. Changes may occur without prior notice.